/* Scale Annuities: the sections Exclusive Annuities does not have, plus the
   few places where the shared design needs to bend for this page. base.css is
   the Exclusive Annuities system re-coloured from purple to greens. */

:root{--green:#1F8A52;--green-light:#5FD597;--green-deep:#0F3D27}

/* ---------- header: brand left, button right, nothing in the middle ---------- */
@media (min-width:992px){
  .hdr-in{display:grid;grid-template-columns:1fr auto 1fr;gap:clamp(20px,2.4vw,40px)}
  .brand{margin-right:0}
  .hdr-in > .btn{justify-self:end}
}
.hdr-mid{display:none}
@media (min-width:992px){.hdr-mid{display:block}}
@media (min-width:561px){.hdr .btn{font-size:13.5px;padding:12px 22px}}
@media (max-width:560px){.hdr .brand span{display:inline;font-size:17px}}
@media (max-width:380px){.hdr .brand span{display:none}}

/* ---------- hero ---------- */
/* no photograph here, so the black carries a low green light instead */
.hero{background:
  radial-gradient(90% 70% at 85% 110%,rgba(31,138,82,.28),transparent 60%),
  #030805}
.hero-in{align-items:center}
.hero-lede{color:var(--cream);margin:22px 0 34px;max-width:48ch}
.hero h1{max-width:17ch}
@media (max-width:900px){.hero h1{margin-inline:auto}.hero-lede{margin-inline:auto}}
.hero-crest img{animation:heroCrestIn .92s cubic-bezier(.34,1.56,.64,1) .3s both,
  float 7s ease-in-out 1.3s infinite}
@keyframes float{0%,100%{translate:0 0}50%{translate:0 -14px}}
@media (prefers-reduced-motion:reduce){.hero-crest img{animation:none}}

/* ---------- USPs ---------- */
.figs-in--3{grid-template-columns:repeat(3,minmax(0,1fr))}
.figs-in--3 .fig{padding-inline:clamp(16px,3vw,44px)}
.figs-in--3 .fig b{font-size:clamp(34px,4vw,56px)}
.fig small{display:block;margin-top:8px;font-size:15px;line-height:1.5;color:var(--cream);opacity:.8;max-width:30ch}
@media (max-width:900px){
  .figs-in--3{grid-template-columns:1fr;gap:0;text-align:center}
  .figs-in--3 .fig{border-left:0;padding:22px 0}
  .figs-in--3 .fig + .fig{border-top:1px solid rgba(213,203,185,.18)}
  .fig small{margin-inline:auto}
}

/* ---------- trusted by: centred, stacked, large ---------- */
.trusted{background:var(--plum);border-top:1px solid var(--line)}
.trusted-in{display:flex;flex-direction:column;align-items:center;justify-content:center;
  text-align:center;gap:18px;padding-block:clamp(40px,5vw,64px)}
.trusted-k{margin:0;font-size:15px;font-weight:700;letter-spacing:.28em;text-transform:uppercase;color:var(--muted)}
.trusted-logo{display:flex;align-items:center;justify-content:center;gap:clamp(14px,1.6vw,22px);
  transition:transform .3s cubic-bezier(.16,1,.3,1)}
.trusted-logo:hover{transform:scale(1.04)}
.trusted-logo img{width:clamp(64px,6vw,88px);height:auto;filter:drop-shadow(0 10px 24px rgba(0,0,0,.45))}
.trusted-logo span{font-family:var(--display);font-size:clamp(26px,3.2vw,44px);letter-spacing:.12em;
  text-transform:uppercase;color:var(--text);line-height:1.1}

/* ---------- lead panel: long-form letter ---------- */
.lead-h{max-width:24ch}
.prose{max-width:66ch;margin-top:40px}
.prose p{font-size:clamp(17.5px,1.4vw,19.5px);line-height:1.75;margin:0 0 20px}
.prose b{color:var(--ink-text);font-weight:600}
.prose-lede{font-family:var(--display);font-size:clamp(22px,2vw,28px)!important;line-height:1.4!important;color:var(--ink-text)!important}
.prose-pull{font-family:var(--display);font-size:clamp(24px,2.4vw,32px)!important;line-height:1.3!important;
  color:var(--ink-text)!important;margin:38px 0!important}
.prose-pull em{color:var(--gold-deep)}
.prose-k{font-weight:700;color:var(--ink-text)!important;text-transform:uppercase;letter-spacing:.12em;font-size:14px!important}
.prose-cta{margin-top:18px}
/* desktop: the whole letter sits centred on the page */
@media (min-width:901px){
  #lever .lead-h{margin-inline:auto;text-align:center}
  #lever .prose{margin-inline:auto;text-align:center}
  #lever .case{max-width:560px;margin-inline:auto;text-align:left}
  #lever .prose-cta{text-align:center}
}
.case{display:grid;grid-template-columns:120px 1fr;gap:24px;align-items:center;margin:30px 0 36px;
  padding:20px;border-radius:var(--r-card);border:1px solid rgba(212,163,60,.5);
  background:linear-gradient(160deg,#1C6A43 0%,#0B2A1A 100%);box-shadow:0 24px 60px rgba(11,31,20,.25)}
.case img{width:120px;height:120px;border-radius:50%;object-fit:cover;object-position:30% 18%;
  border:2px solid rgba(212,163,60,.6)}
.case-nums{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.case-nums span{display:block;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--cream);opacity:.8}
.case-nums b{font-family:var(--display);font-weight:400;font-size:clamp(26px,3vw,38px);color:var(--gold);line-height:1.1}
.case-nums s{color:var(--muted);font-size:.6em;margin-right:6px}
@media (max-width:560px){
  .case{grid-template-columns:1fr;text-align:center}
  .case img{margin-inline:auto}
}

/* ---------- social proof #1: the build ---------- */
.card-work{flex:0 0 clamp(250px,26vw,300px)}
.work-ph{display:grid;place-items:center;background-size:cover}
.work-ph span{font-family:var(--display);font-size:22px;letter-spacing:.18em;color:var(--gold-light);
  border:1px dashed rgba(212,163,60,.5);padding:10px 18px;border-radius:8px;background:rgba(6,17,11,.4)}
.work-ph--ads{background:radial-gradient(90% 80% at 20% 10%,#2BA36A,#0B2A1A 70%)}
.work-ph--funnel{background:radial-gradient(90% 80% at 80% 10%,#1F8A52,#082517 70%)}
.work-ph--web{background:radial-gradient(90% 80% at 30% 90%,#3DBB7F,#0B2A1A 70%)}
.work-ph--brand{background:radial-gradient(90% 80% at 70% 80%,#1C6A43,#06110B 70%)}
.quotes--dark{margin-top:40px}
.q--ph{border-style:dashed;justify-content:center;min-height:170px;padding-bottom:26px;text-align:center;align-items:center}
.q--ph blockquote{font-size:18px;letter-spacing:.06em;color:var(--body-light)}
.q--ph .qstars{margin:0 auto}
.quotes--dark .q--ph{background:rgba(213,203,185,.05);border-color:rgba(212,163,60,.5)}
.quotes--dark .q--ph blockquote{color:var(--cream)}
.quotes--4{grid-template-columns:repeat(auto-fill,minmax(260px,1fr));margin-top:44px}

/* ---------- how it works ---------- */
.tl-k{font-size:13px!important;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--green)!important;margin:0 0 8px!important}

/* ---------- comparison table ---------- */
.cmp-sec{background:
  radial-gradient(60% 50% at 50% 0%,rgba(31,138,82,.22),transparent 70%),var(--ink)}
.cmp-wrap{margin-top:48px;text-align:left}
.cmp{width:100%;border-collapse:separate;border-spacing:0;font-size:16.5px}
.cmp th,.cmp td{padding:18px 20px;border-bottom:1px solid var(--line);vertical-align:middle}
.cmp thead th{font-family:var(--display);font-weight:400;font-size:clamp(18px,1.7vw,23px);
  color:var(--cream);text-align:left;border-bottom:1px solid rgba(212,163,60,.4)}
.cmp tbody th{font-family:var(--display);font-weight:400;font-size:clamp(17px,1.5vw,20px);
  color:var(--text);text-align:left;width:32%}
.cmp td{color:var(--muted)}
.cmp td i{font-style:normal;display:inline-grid;place-items:center;width:24px;height:24px;border-radius:50%;
  margin-right:10px;font-size:12px;font-weight:700;vertical-align:-5px}
.cmp i.y{background:var(--gold);color:#1A1206}
.cmp i.n{background:rgba(213,203,185,.08);color:rgba(213,203,185,.5);border:1px solid rgba(213,203,185,.2)}
/* the winning column is one continuous lit panel */
.cmp .cmp-us{background:linear-gradient(180deg,rgba(31,138,82,.34),rgba(28,106,67,.26));
  color:var(--text);font-weight:600;border-left:1px solid var(--gold);border-right:1px solid var(--gold)}
.cmp thead .cmp-us{color:var(--gold);border-top:1px solid var(--gold);border-radius:var(--r-card) var(--r-card) 0 0;
  font-size:clamp(20px,1.9vw,26px)}
.cmp tbody tr:last-child .cmp-us{border-bottom:1px solid var(--gold);border-radius:0 0 var(--r-card) var(--r-card)}
.cmp tbody tr{transition:background .25s}
.cmp tbody tr:hover{background:rgba(95,213,151,.05)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* rows arrive one after another (driven by .rev-g in site.js) */
.cmp tbody.rev-g > tr{opacity:0;transform:translateY(18px);
  transition:opacity .55s cubic-bezier(.16,1,.3,1),transform .55s cubic-bezier(.16,1,.3,1)}
.cmp tbody.rev-g.in > tr{opacity:1;transform:none}
@media (max-width:760px){
  .cmp thead{display:none}
  .cmp,.cmp tbody,.cmp tr{display:block}
  .cmp tbody tr{display:grid;grid-template-columns:1fr;padding:18px 0;border-bottom:1px solid var(--line)}
  .cmp tbody th,.cmp td{display:block;width:auto;border:0;padding:6px 0}
  .cmp tbody th{font-size:20px;margin-bottom:6px}
  .cmp td::before{content:attr(data-l);display:block;font-size:11.5px;letter-spacing:.14em;
    text-transform:uppercase;color:var(--muted);margin-bottom:2px;font-weight:400}
  .cmp .cmp-us,.cmp tbody tr:last-child .cmp-us{border:1px solid var(--gold);border-radius:10px;padding:10px 14px;margin:4px 0}
  .cmp .cmp-us::before{color:var(--gold-light)}
}

/* ---------- who we serve: the stack ---------- */
#who .opt h3{margin-bottom:14px}

/* ---------- CTA panel ---------- */
.cal-face h3{max-width:24ch;margin-inline:auto}
.cal-face .checks{margin:34px auto 30px}

/* ---------- result chain: box, WHILE, box, SO THAT, box ---------- */
.chain{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:stretch;
  gap:clamp(10px,1.4vw,18px);margin-top:48px;text-align:left}
.chain-card{background:var(--paper);border:1px solid rgba(212,163,60,.45);border-radius:var(--r-card);
  padding:clamp(24px,2.6vw,34px);display:flex;flex-direction:column;gap:10px;
  transition:transform .34s cubic-bezier(.16,1,.3,1),border-color .3s,box-shadow .3s,opacity .58s cubic-bezier(.16,1,.3,1)}
.chain-card:hover,.chain-card.is-lit{transform:scale(1.022);border-color:var(--gold);
  box-shadow:0 0 0 1px rgba(212,163,60,.45),0 18px 46px rgba(212,163,60,.24)}
.chain-card p{margin:0;font-size:17px;line-height:1.6;color:var(--body-light)}
.chain .chain-k{font-size:12.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--green)}
.chain .chain-big{font-family:var(--display);font-size:clamp(32px,3.2vw,46px);line-height:1.05;color:var(--ink-text)}
.chain-big s{font-size:.55em;color:#8A948E;margin-right:6px}
.chain-big b{font-weight:400;color:var(--gold-deep)}
.chain-card--end{background:linear-gradient(160deg,#1C6A43 0%,#0B2A1A 100%);border-color:var(--gold);
  box-shadow:0 24px 60px rgba(11,31,20,.25)}
.chain-card--end p{color:var(--cream)}
.chain-card--end .chain-k{color:var(--green-light)}
.chain-card--end .chain-big b{color:var(--gold)}
.chain-link{align-self:center;font-family:var(--sans);font-size:13px;font-weight:700;letter-spacing:.2em;
  text-transform:uppercase;color:#1A1206;white-space:nowrap;padding:9px 14px;border-radius:99px;
  background:linear-gradient(180deg,#F6E3AE 0%,#E3BE63 30%,#D4A33C 60%,#BE8D2A 100%);
  box-shadow:0 6px 18px rgba(212,163,60,.3)}
@media (max-width:991px){
  .chain{grid-template-columns:1fr;justify-items:stretch;max-width:560px;margin-inline:auto}
  .chain-link{justify-self:center}
}

/* ---------- footer: logo and name centred, legal links under them ---------- */
.ft-center{display:flex;flex-direction:column;align-items:center;text-align:center;
  gap:26px;padding-block:clamp(52px,6vw,76px) 30px}
.ft .ft-brand{display:flex;flex-direction:column;align-items:center;gap:16px;opacity:1;text-decoration:none}
.ft .ft-brand::after{display:none}
.ft-brand img{width:clamp(76px,7vw,96px);height:auto;filter:drop-shadow(0 16px 34px rgba(0,0,0,.5));
  transition:transform .4s cubic-bezier(.16,1,.3,1)}
.ft-brand:hover img{transform:translateY(-4px) scale(1.04)}
.ft-brand span{font-family:var(--display);font-size:clamp(30px,3.2vw,42px);letter-spacing:-.4px;color:var(--text);line-height:1}
.ft-brand span i{font-style:normal;color:var(--gold)}
.ft-legal{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 30px}
.ft-legal a{font-size:15px}

/* ---------- CTA under a section ---------- */
.sec-cta{margin-top:clamp(40px,5vw,58px)}

/* ---------- lead panel: lines slide in from alternate sides, and back out
   again when you scroll up past them (driven from the scroll loop) ---------- */
.js [data-replay]{opacity:0;
  transition:opacity .7s cubic-bezier(.16,1,.3,1),transform .85s cubic-bezier(.16,1,.3,1)}
.js [data-replay="left"]{transform:translateX(clamp(-110px,-8vw,-40px))}
.js [data-replay="right"]{transform:translateX(clamp(40px,8vw,110px))}
.js [data-replay="up"]{transform:translateY(70px) scale(.96)}
.js [data-replay].in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.js [data-replay]{opacity:1;transform:none}}

/* ---------- hero photo under a partly transparent green-black wash ---------- */
.hero-bg{object-position:50% 40%}
.hero .hero-scrim{opacity:1;background:
  linear-gradient(100deg,rgba(3,8,5,.9) 0%,rgba(4,12,8,.78) 42%,rgba(8,30,19,.5) 100%),
  linear-gradient(0deg,rgba(6,17,11,.85) 0%,transparent 35%)}

/* ---------- closing panel: bigger promises and a green light behind the title ---------- */
.cal-face h3{position:relative;z-index:0}
.cal-face h3::before{content:"";position:absolute;inset:-55% -18%;z-index:-1;pointer-events:none;
  background:radial-gradient(closest-side,rgba(110,230,160,.72),rgba(40,160,95,.38) 55%,transparent);
  filter:blur(28px);animation:breathe 5s ease-in-out infinite}
@keyframes breathe{0%,100%{opacity:.8;transform:scale(.97)}50%{opacity:1;transform:scale(1.03)}}
@media (prefers-reduced-motion:reduce){.cal-face h3::before{animation:none}}
@media (min-width:901px){
  .cal-face .checks{max-width:760px;gap:14px;margin:40px auto 38px}
  .cal-face .checks li{font-size:21px;line-height:1.45;font-weight:600;gap:16px;align-items:center;
    padding:15px 22px;border-radius:12px;border:1px solid rgba(212,163,60,.35);
    background:linear-gradient(100deg,rgba(95,213,151,.1),rgba(255,255,255,.03));
    transition:transform .3s cubic-bezier(.16,1,.3,1),border-color .3s,background .3s}
  .cal-face .checks li:hover{transform:translateX(6px);border-color:var(--gold);
    background:linear-gradient(100deg,rgba(95,213,151,.18),rgba(255,255,255,.05))}
  .cal-face .checks .tick{width:32px;height:32px;margin-top:0;font-size:15px;
    background:var(--gold);border-color:var(--gold);color:#1A1206;box-shadow:0 0 18px rgba(212,163,60,.45)}
}

/* ---------- friction-remover under every button ---------- */
.btn-note{margin:14px 0 0;font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--gold-light)}
.btn-note span{color:var(--green-light);margin-right:4px}
.light .btn-note{color:var(--green)}
.light .btn-note span{color:var(--gold-deep)}

/* ---------- footer disclaimers ---------- */
.ft-disc{max-width:78ch;display:grid;gap:10px;margin-top:6px}
.ft-disc p{margin:0;font-size:12.5px;line-height:1.6;color:var(--muted);opacity:.85}

/* ---------- legal pages ---------- */
.legal{padding-block:clamp(56px,7vw,96px)}
.legal-in{max-width:820px}
.legal-back{margin:0 0 28px;font-size:15px}
.legal-back a,.legal a{color:var(--gold-deep);text-decoration:none;border-bottom:1px solid rgba(153,103,21,.35)}
.legal-back a:hover,.legal a:hover{border-color:var(--gold-deep)}
.legal h1{color:var(--ink-text);font-size:clamp(36px,4.6vw,58px)}
.legal h1 em{font-style:italic;color:var(--gold-deep)}
.legal-date{margin:12px 0 34px;font-size:14px;letter-spacing:.12em;text-transform:uppercase;color:var(--green)!important;font-weight:700}
.legal h2{font-size:clamp(24px,2.3vw,30px);margin:44px 0 14px}
.legal h3{font-size:20px;margin:22px 0 8px}
.legal p,.legal li{font-size:17px;line-height:1.72;color:var(--body-light)}
.legal p{margin:0 0 14px}
.legal ul{margin:0 0 16px;padding-left:22px;display:grid;gap:8px}
.legal b{color:var(--ink-text)}

/* phones and tablets: the checklist sits centred as a block, lines still left-read */
@media (max-width:1024px){
  .cal-face .checks{width:fit-content;max-width:100%;margin-inline:auto;justify-items:start;text-align:left}
}

/* the stacking heading's track: absolute over the zone while the cards stack,
   so its height (set by site.js) decides where sticky releases the heading */
.stack-zone.is-armed{position:relative}
.stack-zone.is-armed .stack-track{position:absolute;top:0;left:0;right:0;z-index:6}

/* ============================================================================
   DRAFT: Before & After. One switch flips every panel at once, so all the
   befores are seen together and then all the afters.
   ========================================================================= */
.draft-flag{display:inline-block;margin:0 0 22px;padding:5px 12px;border:1px dashed rgba(212,163,60,.6);
  border-radius:6px;font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-light)}
.ba h2{margin-inline:auto}
.ba-lede{color:var(--cream);margin:20px auto 0;max-width:56ch}

/* the switch sits above each picture, Before | After side by side on every
   screen. A gold thumb slides left to right under the chosen side. */
.ba-media{position:relative}
.ba-switch{position:relative;display:inline-grid;grid-template-columns:1fr 1fr;margin:0 0 12px;
  padding:4px;border-radius:99px;background:rgba(6,17,11,.6);border:1px solid rgba(212,163,60,.5);
  box-shadow:0 8px 22px rgba(0,0,0,.35)}
.ba-switch button{position:relative;z-index:1;min-width:96px;padding:10px 18px;border:0;background:none;cursor:pointer;
  font-family:var(--display);font-weight:600;font-size:13px;letter-spacing:1.8px;text-transform:uppercase;
  color:var(--cream);border-radius:99px;transition:color .35s ease}
.ba-switch button:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
.ba-thumb{position:absolute;top:4px;bottom:4px;left:4px;width:calc(50% - 4px);border-radius:99px;
  background:rgba(213,203,185,.16);border:1px solid rgba(213,203,185,.28);
  transition:transform .55s cubic-bezier(.16,1,.3,1),background .45s ease,box-shadow .45s ease,border-color .45s}
.ba-card[data-state="after"] .ba-thumb{transform:translateX(100%);
  background:linear-gradient(180deg,#F6E3AE 0%,#E3BE63 26%,#D4A33C 52%,#BE8D2A 74%,#D9B45C 100%);
  border-color:transparent;box-shadow:0 4px 16px rgba(212,163,60,.5)}
.ba-card[data-state="after"] .ba-switch [data-show="after"]{color:#1A1206}
.ba-card[data-state="before"] .ba-switch [data-show="before"]{color:var(--text)}

/* captions swap with the picture's state */
.ba .ba-cap-a{opacity:0;transform:translateY(8px)}
.ba .ba-cap-b{opacity:1}
.ba-card[data-state="after"] .ba-cap-a{opacity:1;transform:none}
.ba-card[data-state="after"] .ba-cap-b{opacity:0;transform:translateY(-8px)}

/* panels */
.ba-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(16px,2.2vw,30px);margin-top:44px;text-align:left}
.ba-card{margin:0}
.ba-frame{position:relative;display:block;width:100%;padding:0;border:1px solid rgba(213,203,185,.2);border-radius:var(--r-card);
  overflow:hidden;cursor:zoom-in;background:#0A1A12;aspect-ratio:2048/986;
  transition:transform .4s cubic-bezier(.16,1,.3,1),border-color .5s,box-shadow .5s}
.ba-frame:hover{transform:translateY(-4px) scale(1.012)}
.ba-frame:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.ba-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
/* the before reads a little tired; the after wipes across it left to right */
.ba-img--before{filter:saturate(.9) brightness(.92);transition:filter .6s ease}
.ba-img--after{clip-path:inset(0 100% 0 0);transition:clip-path .9s cubic-bezier(.77,0,.18,1)}
.ba-card[data-state="after"] .ba-img--after{clip-path:inset(0 0 0 0)}
.ba-card[data-state="after"] .ba-frame{border-color:var(--gold);
  box-shadow:0 0 0 1px rgba(212,163,60,.45),0 22px 54px rgba(212,163,60,.22)}
.ba-zoom{position:absolute;right:12px;bottom:12px;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;
  background:rgba(6,17,11,.7);color:var(--cream);font-size:16px;opacity:0;transition:opacity .3s}
.ba-frame:hover .ba-zoom,.ba-frame:focus-visible .ba-zoom{opacity:1}
.ba-card figcaption{display:grid;margin:0 0 14px;padding-inline:4px}
.ba-card figcaption b{font-family:var(--display);font-weight:400;font-size:22px;color:var(--text);margin-bottom:4px}
.ba-card figcaption span{grid-area:2/1;font-size:15.5px;color:var(--cream);transition:opacity .45s ease,transform .5s cubic-bezier(.16,1,.3,1)}
.ba-card[data-state="after"] figcaption .ba-cap-a{color:var(--gold-light)}

/* enlarge on click */
.ba-lightbox{position:fixed;inset:0;z-index:120;display:grid;place-items:center;padding:clamp(16px,4vw,60px);
  background:rgba(3,8,5,.88);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);cursor:zoom-out;
  animation:ba-fade .3s ease}
.ba-lightbox[hidden]{display:none}
.ba-lightbox img{max-width:100%;max-height:100%;border-radius:10px;box-shadow:0 30px 80px rgba(0,0,0,.6);
  animation:ba-pop .45s cubic-bezier(.16,1,.3,1)}
.ba-close{position:absolute;top:16px;right:16px;width:46px;height:46px;border-radius:50%;border:1px solid rgba(213,203,185,.35);
  background:rgba(6,17,11,.7);color:var(--text);font-size:26px;cursor:pointer}
@keyframes ba-fade{from{opacity:0}}
@keyframes ba-pop{from{opacity:0;transform:scale(.92)}}

@media (max-width:760px){
  .ba-grid{grid-template-columns:1fr}
  .ba-switch button{min-width:92px;padding:9px 14px;font-size:12px;letter-spacing:1.5px}
}
@media (prefers-reduced-motion:reduce){
  .ba-img--after,.ba-thumb,.ba-frame{transition:none}
}

/* Touch screens: the heading scrolls away with the page and the cards pin just
   under the top bar (site.js adds .is-touch), so nothing pinned sits above
   them. Gaps use svh, which ignores the phone toolbar showing and hiding. */
@media (max-width:1024px),(hover:none),(pointer:coarse){
  .stack-head{position:relative!important;top:auto!important;transform:none!important;margin-bottom:0;padding-bottom:0}
}
.threeway.is-stacking{gap:60vh;gap:60svh}
@media (max-width:1024px){.threeway.is-stacking{gap:40vh;gap:40svh}}
@media (max-width:599px){.threeway.is-stacking{gap:28vh;gap:28svh}}

/* ---------- closing panel on phones and tablets: bigger promises, softer light ---------- */
@media (max-width:900px){
  .cal-face h3::before{inset:-12% -4%;filter:blur(22px);
    background:radial-gradient(closest-side,rgba(95,213,151,.26),rgba(31,138,82,.14) 60%,transparent)}
  .cal-face h3{text-shadow:0 2px 14px rgba(3,8,5,.65)}
  .cal-face .checks{gap:12px;margin:30px auto 30px}
  .cal-face .checks li{font-size:18.5px;line-height:1.45;font-weight:600;gap:14px;align-items:center;
    padding:13px 16px;border-radius:12px;border:1px solid rgba(212,163,60,.35);
    background:linear-gradient(100deg,rgba(95,213,151,.1),rgba(255,255,255,.03))}
  .cal-face .checks .tick{width:28px;height:28px;margin-top:0;font-size:14px;
    background:var(--gold);border-color:var(--gold);color:#1A1206}
}

/* ---------- comparison rows on phones and tablets: each row makes an entrance ----------
   The question slides in from the left, the Scale Annuities answer pops up in
   gold with a flash of light, then the two competitors fade in from the right,
   dimmed. Rows play in as they rise into view and reverse when scrolled back. */
@media (max-width:1024px){
  .cmp tbody.rev-g > tr{opacity:1;transform:none}
  .js .cmp tbody tr > *{transition:opacity .6s cubic-bezier(.16,1,.3,1),transform .7s cubic-bezier(.16,1,.3,1),
    box-shadow .8s ease,filter .6s ease}
  .js .cmp tbody tr:not(.in) th{opacity:0;transform:translateX(-44px)}
  .js .cmp tbody tr:not(.in) .cmp-us{opacity:0;transform:translateY(26px) scale(.86)}
  .js .cmp tbody tr:not(.in) td:not(.cmp-us){opacity:0;transform:translateX(40px);filter:blur(3px)}
  .js .cmp tbody tr.in .cmp-us{transition-delay:.12s}
  .js .cmp tbody tr.in td:not(.cmp-us){transition-delay:.3s}
  .js .cmp tbody tr.in td:not(.cmp-us) + td:not(.cmp-us){transition-delay:.42s}
  .js .cmp tbody tr.in .cmp-us{animation:cmp-flash 1.3s ease .25s both}
  @keyframes cmp-flash{
    0%{box-shadow:0 0 0 0 rgba(212,163,60,0)}
    35%{box-shadow:0 0 0 3px rgba(212,163,60,.55),0 0 34px rgba(212,163,60,.5)}
    100%{box-shadow:0 0 0 1px rgba(212,163,60,.35),0 10px 26px rgba(212,163,60,.14)}}
  .js .cmp tbody tr.in .cmp-us i.y{animation:cmp-tick .6s cubic-bezier(.34,1.56,.64,1) .35s both}
  @keyframes cmp-tick{from{transform:scale(0) rotate(-40deg)}to{transform:none}}
}
@media (prefers-reduced-motion:reduce){
  .js .cmp tbody tr > *{opacity:1!important;transform:none!important;filter:none!important;animation:none!important}
}